Virtually all Wills (and Trusts) provide for "Contingent Trusts" for beneficiaries who need a trust but are not covered by any other trusts created in the Will (or Trust). It would practically be considered legal malpractice for a Will or Trust not to have a Contingent Trust, at least. In "simple" Wills, Contingent Trusts typically apply to children, grandchildren, and other persons who might inherit any assets and who are either "too young" to receive their share outright or mentally incapacitated. In Wills (or Trusts) with Second Generation Planning, Contingent Trusts usually apply to persons other than children, grandchildren and other descendants. Pursuant to a simple Will (or Trust), whenever assets would otherwise be distributed to a covered person who is either incapacitated or too young to manage the assets prudently, those assets are retained in a separate Contingent Trust. The trustee makes distributions from the Contingent Trust for the beneficiary's health, support, maintenance and education. A Contingent Trust usually terminates at a specified age (or ages). Thus, all trust benefits expire at that time.