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You should make certain that none of your accounts or other assets are registered in the form of "joint tenants with right of survivorship," "JTWROS," "CPWROS," "POD," "TOD" or as "Trustee" for another individual. Instead, a married couple's joint community property accounts should simply be registered as "Community Property" (without rights of survivorship), if that form of registration is available. If the Community Property form of registration is not offered (or if the property is not community property), the account may be registered as "Tenants in Common." Sometimes neither form of titling is available. Another acceptable form of title for joint accounts is listing both names but negating any survivorship rights (such as, "Joint Tenants Without Right of Survivorship").
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