These rights typically apply to: (i) bank accounts, brokerage accounts, stock certificates, or other accounts that are registered in two or more joint names as "joint tenants with right of survivorship"; and (ii) all federal savings bonds held in two or more joint names. Survivorship issues also apply to: (a) accounts registered in your name as "trustee" for one or more named individuals; and (b) accounts marked "pay on death" ("POD") or "transfer on death" ("TOD") to another party. In Texas, it is uncommon for survivorship rights to apply to real estate.